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Updated: 18 March 2024
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If you’re considering purchasing a Ford Mustang, one of the many factors you’ll need to consider is the cost of insurance. After all, insurance is a significant part of car ownership, and it’s crucial to know what you’re getting into before you make your purchase.
Not carefully selecting a good car insurance policy can lead to unexpected and potentially high costs down the road. The last thing you want to happen is to have insufficient coverage when an accident occurs, leaving you with hefty out-of-pocket expenses. And let’s not forget about potential increases in premiums if you’re found at fault.
With over a decade of experience analyzing car insurance rates, I’ve seen just how much these costs can vary. Factors such as your age, driving record, and even where you live can significantly influence your insurance premiums.
How Much Does Ford Mustang Car Insurance Cost?
On average, Victoria offers the most competitive rate at $297 per year for full coverage insurance on a 2024 Ford Mustang.
While Victoria’s rate is an excellent benchmark, it’s important to understand that the cost of car insurance can vary widely depending on numerous factors. These include your location, driving history, your car’s model year, and the specific coverage levels you choose. A clean driving record can lead to lower premiums, while a history of accidents or traffic violations can increase your costs.
Additionally, living in an urban area with high traffic may result in higher rates compared to rural areas with less traffic. The type of coverage you choose will also impact your premium – full coverage insurance, which includes comprehensive and collision coverage, will be more expensive than minimum liability coverage.
Insuranceopedia is here to help you shop around and compare quotes from different insurance companies to ensure you’re getting the best deal.
2024Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $297 |
| Direct Auto | $448 |
| AssuranceAmerica Economy | $848 |
| Texas Farm Bureau Group | $890 |
| Penn National | $1,046 |
| AssuranceAmerica Elite | $1,113 |
| Virginia Farm Bureau | $1,190 |
| ALFA | $1,344 |
| Utica National Ins Group | $1,558 |
| Pekin Insurance | $1,556 |
2023 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $193 |
| NatGen PPA | $710 |
| Mercury Insurance | $762 |
| Direct Auto | $750 |
| Texas Farm Bureau Group | $880 |
| Dairyland Broadform | $911 |
| Dairyland FR Bond | $1,057 |
| Kemper Auto | Infinity | $1,287 |
| SECURA Insurance | $1,624 |
| USAA | $1,967 |
2022 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $33 |
| Victoria | $347 |
| Safeco | $787 |
| Titan | $1,387 |
| Mercury Insurance | $1,517 |
| Buckeye Insurance Group | $1,498 |
| Utica National Ins Group | $1,534 |
| North Carolina Farm Bureau | $1,580 |
| Kentucky Farm Bureau | $1,644 |
| Capital Insurance Group | $1,815 |
2021 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $628 |
| Jupiter Auto Insurance | $714 |
| Victoria | $801 |
| Concord Group | $839 |
| Direct Auto | $1,083 |
| Plymouth Rock | $1,118 |
| MMG Insurance Company | $1,380 |
| AssuranceAmerica | $1,380 |
| Titan | $1,414 |
| Nationwide ThreeSixZero | $1,641 |
2020 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $260 |
| Jupiter Auto Insurance | $414 |
| AssuranceAmerica | $442 |
| Kemper Auto Premier | $623 |
| Countryway Insurance | $971 |
| Concord Group | $1,069 |
| American National P&C | $1,078 |
| Mercury Insurance Company | $1,094 |
| Direct Auto | $1,176 |
| Bear River | $1,174 |
2019 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $133 |
| Dairyland Auto 1 Month | $430 |
| Jupiter Auto Insurance | $913 |
| SAFECO | $912 |
| American National P | $1,107 |
| Dairyland Broadform | $1,143 |
| Mercury Insurance | $1,174 |
| Direct Auto | $1,175 |
| General Casualty | $1,508 |
| Virginia Farm Bureau | $1,500 |
2018 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $218 |
| Dairyland FR Bond | $328 |
| NatGen Custom 360 | $527 |
| SAFECO | $588 |
| Kemper Auto Premier | $714 |
| Countryway Insurance | $923 |
| Concord Group | $953 |
| Jupiter Auto Insurance | $1,042 |
| Mercury Insurance | $1,144 |
| MMG Insurance Company | $1,243 |
2017 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $458 |
| Kemper Personal Insurance | $552 |
| SAFECO | $702 |
| Dairyland FR Bond | $709 |
| Kemper Auto Premier | $768 |
| Mercury Insurance | $859 |
| Concord Group | $1,016 |
| MMG Insurance Company | $1,108 |
| Kemper Auto Premium | $1,157 |
| Dairyland Broadform | $1,186 |
2016 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $547 |
| NatGen Custom 360 | $598 |
| Concord Group | $652 |
| Kemper Personal Insurance | $721 |
| Commerce Group Inc | $745 |
| Dairyland Auto 1 Month | $736 |
| Jupiter Auto Insurance | $882 |
| MMG Insurance Company | $922 |
| Kemper Auto Premier | $929 |
| Mercury Insurance | $961 |
2015 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $498 |
| Jupiter Auto Insurance | $554 |
| SAFECO | $615 |
| American National P&C | $840 |
| Dairyland Broadform | $864 |
| Concord Group | $885 |
| American National P | $1,202 |
| EMC Insurance | $1,209 |
| Farmers Mutual of Nebraska | $1,193 |
| Kemper Auto Premium | $1,212 |
2014 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $201 |
| AssuranceAmerica Economy | $278 |
| Jupiter Auto Insurance | $286 |
| Kemper Personal Insurance | $270 |
| AssuranceAmerica Elite | $315 |
| SAFECO | $419 |
| AssuranceAmerica | $775 |
| Dairyland Broadform | $874 |
| Concord Group | $887 |
| American National P | $933 |
2013 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $49 |
| Kemper Auto | $125 |
| Kemper Personal Insurance | $160 |
| AssuranceAmerica | $219 |
| Kemper Auto Premier | $498 |
| NatGen Custom 360 | $539 |
| SAFECO | $588 |
| West Bend Mutual | $731 |
| Pure Companies Grp | $817 |
| American National P | $900 |
2012 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $166 |
| Kemper Personal Insurance | $424 |
| SAFECO | $459 |
| Countryway Insurance | $640 |
| Mercury Insurance | $667 |
| American National P&C | $827 |
| Concord Group | $835 |
| Ameriprise Group | $965 |
| American National P | $1,004 |
| North Carolina Farm Bureau | $1,015 |
2011 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $198 |
| Mercury Insurance | $731 |
| Concord Group | $771 |
| North Carolina Farm Bureau | $883 |
| MMG Insurance Company | $919 |
| Utica National Ins Group | $892 |
| Countryway Insurance | $948 |
| Mercury Insurance Company | $1,080 |
| Patriot Group | $1,216 |
| Grinnell Mutual | $1,246 |
2010 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $88 |
| Jupiter Auto Insurance | $177 |
| NatGen Advantage | $299 |
| SAFECO | $393 |
| Kemper Auto Premier | $371 |
| Kemper Premium | $568 |
| Concord Group | $605 |
| Countryway Insurance | $623 |
| MMG Insurance Company | $632 |
| Mercury Insurance | $643 |
Cost of Ford Mustang Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,564 | $9,649 | $11,258 |
| 18 | $6,102 | $8,980 | $10,517 |
| 19 | $5,419 | $7,925 | $9,299 |
| 20 | $4,699 | $6,928 | $8,110 |
| 21 | $3,931 | $5,816 | $6,794 |
| 22 | $3,868 | $5,651 | $6,627 |
| 23 | $3,355 | $4,955 | $5,796 |
| 24 | $3,191 | $4,705 | $5,507 |
| 25 | $2,746 | $4,057 | $4,724 |
| 30 | $2,133 | $3,167 | $3,681 |
| 35 | $2,007 | $2,952 | $3,480 |
| 40 | $1,917 | $2,856 | $3,311 |
| 45 | $1,900 | $2,759 | $3,236 |
| 55 | $1,741 | $2,534 | $2,975 |
| 65 | $1,797 | $2,631 | $3,107 |
| 75 | $2,268 | $3,334 | $3,928 |
Ford Mustang Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,057 | $2,985 | $3,786 |
| Alaska | $1,692 | $2,367 | $2,293 |
| Arizona | $1,910 | $2,794 | $4,076 |
| Arkansas | $2,119 | $3,287 | $3,626 |
| California | $2,324 | $4,128 | $2,344 |
| Colorado | $2,183 | $3,043 | $3,884 |
| Connecticut | $2,809 | $4,345 | $5,507 |
| Delaware | $2,294 | $3,069 | $3,965 |
| Florida | $2,734 | $3,797 | $4,959 |
| Hawaii | $880 | $1,204 | $898 |
| Idaho | $1,556 | $2,076 | $2,528 |
| Illinois | $1,626 | $2,454 | $2,807 |
| Indiana | $1,666 | $2,552 | $2,858 |
| Iowa | $1,319 | $1,811 | $2,125 |
| Kansas | $1,747 | $2,553 | $3,014 |
| Kentucky | $2,550 | $3,740 | $4,437 |
| Louisiana | $3,273 | $4,937 | $5,355 |
| Maine | $1,233 | $1,711 | $2,527 |
| Maryland | $2,008 | $2,920 | $3,256 |
| Massachusetts | $1,607 | $2,810 | $1,599 |
| Michigan | $3,862 | $5,898 | $9,307 |
| Minnesota | $1,598 | $2,111 | $2,982 |
| Mississippi | $1,928 | $2,734 | $2,773 |
| Missouri | $1,830 | $2,613 | $3,423 |
| Montana | $1,843 | $2,596 | $2,980 |
| Nebraska | $1,553 | $2,329 | $2,494 |
| Nevada | $2,589 | $3,799 | $4,025 |
| New Hampshire | $1,780 | $2,818 | $3,588 |
| New Jersey | $1,964 | $3,105 | $4,034 |
| New Mexico | $2,002 | $2,978 | $3,118 |
| New York | $1,866 | $2,347 | $3,938 |
| North Carolina | $1,154 | $1,978 | $1,414 |
| North Dakota | $1,570 | $2,417 | $2,844 |
| Ohio | $1,407 | $2,187 | $2,223 |
| Oklahoma | $2,254 | $3,224 | $3,616 |
| Oregon | $2,043 | $2,772 | $3,290 |
| Pennsylvania | $1,723 | $2,543 | $2,948 |
| Rhode Island | $2,891 | $4,214 | $4,784 |
| South Carolina | $1,946 | $2,698 | $3,744 |
| South Dakota | $1,746 | $2,525 | $2,918 |
| Tennessee | $2,053 | $3,045 | $4,035 |
| Texas | $2,083 | $3,011 | $3,744 |
| Utah | $1,772 | $2,473 | $3,424 |
| Vermont | $1,351 | $2,088 | $2,207 |
| Virginia | $1,271 | $1,965 | $1,930 |
| Washington | $1,713 | $2,299 | $2,736 |
| West Virginia | $1,722 | $2,443 | $3,082 |
| Wisconsin | $1,693 | $2,682 | $3,046 |
| Wyoming | $1,600 | $2,237 | $2,369 |
| Georgia | $2,259 | $3,370 | $3,404 |
FAQs
Who has the cheapest car insurance for a Ford Mustang?
Victoria has the cheapest car insurance for the Ford Mustang for the model year 2024.
Which company offers the best car insurance for a Ford Mustang?
Based on a combination of having the lowest rates, comprehensive coverage, and top-rated customer service, we believe Victoria offers the best car insurance for a Ford Mustang.
